Job Description

MONTICELLOAM, LLC and its affiliates (“Monticello”) is a real estate and asset-based lender providing asset management and comprehensive capital solutions for healthcare, multifamily, and commercial real estate assets throughout the US. Monticello is seeking leaders and team players who can work in a collaborative environment and possess drive, integrity, creativity, compassion, and a strong work ethic.

We are looking for a Senior Mortgage Loan Closer for the healthcare and multifamily teams in our Richmond, VA or Philadelphia Area Offices. The primary responsibilities and qualifications include:

• Lead the closing process from term sheet through post-closing, working closely with Underwriters, Legal Counsel, and Relationship Managers across both healthcare and multifamily transactions.
• Along with the Underwriting team, serve as the primary point of contact for borrowers, counsel, title/escrow agents, collateral agents, and third parties during the closing process, ensuring smooth coordination and communication.
• Oversee the preparation, review, and execution of all legal and closing documentation, ensuring compliance with credit approvals, program guidelines, and deal structure.
• Along with the Underwriting team, review loan documents and closing checklists for accuracy and completeness, identifying and resolving discrepancies prior to closing.
• Along with the Underwriting team, manage closing timelines, proactively identifying and mitigating potential delays or roadblocks.
• Finalize and confirm funding and wiring instructions; prepare and approve funding memos in coordination with internal teams.
• Work in partnership with accounting and operations teams to ensure accurate transaction booking, disbursement of funds, and new loan setup.
• Collaborate across teams and stakeholders to improve processes and procedures, provide mentorship to junior team members, and contribute to the overall efficiency and success of the closing department.
• Along with the Underwriting team, track and report on pipeline activity, expected closings, and key milestones for internal stakeholders.
• Lead or actively participate in weekly deal team and pipeline meetings.
• Lead the process to transition loans from the Underwriting team to the Asset Management team upon successful loan closing
• Collate and organize final closing binders to ensure completeness and accuracy of internal records
• Coordinate with the Capital Markets team to facilitate closing with warehouse line and syndication partners

Job Requirements:

• Bachelor’s degree in Business, Finance, Real Estate, or a related field.
• 4+ years of experience in commercial real estate finance, loan closing, or related roles, with a strong understanding of the full loan lifecycle.
• Proven experience managing closings for healthcare and/or multifamily Bridge Loans strongly preferred. Experience with Agency Loans (e.g., Fannie Mae, Freddie Mac, HUD) also acceptable.
• Strong working knowledge of mortgage loan documentation, title and escrow procedures, and closing best practices.
• Ability to manage multiple complex transactions simultaneously under tight deadlines.
• Excellent verbal and written communication skills with a professional, client-focused demeanor.
• Highly organized, proactive, and solution-oriented, with the ability to anticipate issues and take decisive action.
• Proficient in Microsoft Office Suite (Word, Excel, Outlook) and comfortable working with internal loan systems.

At Monticello, we believe that finding creative solutions for our clients comes from the collaboration of people with diverse backgrounds and perspectives. We strive to build an inclusive work environment that celebrates differences and empowers all individuals with opportunities to channel their entrepreneurial spirit. Monticello is an EEO employer.

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