Mortgage Loan Officer Job at Saratoga Homes, El Paso, TX

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  • Saratoga Homes
  • El Paso, TX

Job Description

The Loan Officer is responsible for soliciting, analyzing, negotiating and verifying mortgage loan applications for the purchase or refinance of residential real estate.

Responsibilities

  • Excellent interpersonal and customer service skills
  • Excellent organizational skills and attention to detail
  • Intermediate math skills to effectively comprehend and explain financial calculations and pricing
  • Ability to work with limited supervision
  • Proficient with Microsoft Office Suite or related software
  • Must have NMLS License and applicable state licensing or ability to obtain licensing within 90 days
  • Ensures all originations processes are in accordance with JNC policies, procedures and state and federal regulatory laws
  • Maintain and protect all confidential and personal private information gathered in course of performing job duties
  • Reviews loan applications, gathers credit histories and reports, and completes initial assessment of applicants’ capacity to repay and default risk
  • Demonstrates knowledge and communicates effectively regarding mortgage options
  • Explains the differences between and approval requirements of various types of mortgages; prepares and presents a lending package based on client specifications
  • Develops and maintains contacts with customers, local realtors, developers, and builders to promote and encourage the use of bank services for residential mortgages

Requirements

· High school or equivalent (Preferred)

· Mortgage Loan Officer: 1 year (Preferred)

· Loan Origination: 1 year (Preferred)

· NMLS

Job Tags

Local area,

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