Job Description

Yamaha has an excellent opportunity for a Credit Underwriter to join our Finance team in Cypress, CA . The Credit Underwriter will be responsible for researching and analyzing credit risks, assessing credit history, and approving or denying credit to potential consumers. They will have contact with other company departments, as well as Power Sports Dealerships and consumers.

What you’ll be doing:

• Decision applications by placing emphasis on response time, quantity of applications processed, and quality of applications approved.
• Structure approvals and handle rehashes to maximize profits and enhance dealer relationships.
• Maintain and establish dealer relationships and educate and train dealerships on YMFUS programs and policies.
• Initiate sales calls to capture applications and where appropriate, prepare written follow-up. Provide prompt accurate response to all internal and external customer inquiries.
• Review and calculate income documentation and perform verification calls on employment and consumers.
• Participate in loan origination software program testing, for development and improvements.
• Perform related duties as needed.

What you’ll need to be successful:

• High School Diploma Required; BA / BS degree in Finance, Business or other related course of study is preferred.
• Requires 1+ years underwriting experience, subprime preferred.
• Strong proficiency in MS Office (i.e., Word, Excel, Power Point, Outlook, etc.)
• Highly skilled in credit decisioning and have a solid understanding of consumer credit, and applicable federal and state regulations relative to consumer lending.
• Strong analytical and quantitative skills, organizational, negotiation, interpersonal skills and acute problem-solving ability.
• Results oriented and possess a high level of personal initiative.
• Ability to work flexible hours including weekends and overtime, as necessary

Don’t meet every single requirement? Studies have shown that women and underrepresented minorities are less likely to apply to jobs unless they meet every single qualification. At Yamaha, we understand that talent comes in various forms, as such we are dedicated to building a diverse, inclusive, and authentic workplace. If you’re excited about this role but your experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyway. You may be just the right candidate for this or other roles!

What’s in it for you:

• 401(k) and Profit Sharing
• Fertility Benefits
• 37.5-hour workweek
• Medical, Dental, Vision
• Life and AD&D Insurance
• Wellness Program
• Short-Term Disability Coverage (for hourly roles)
• Long-Term Disability
• Student Debt Repayment Benefits
• Ability to borrow Yamaha product

Pay:

$56,290 to $99,060

Yamaha intends to offer the selected candidate base pay dependent on job-related experience. Base pay is part of Yamaha’s Total Reward program, our Talent Acquisition Team will share more details as candidates progress.

Reports to: Department Manager

Yamaha Motor Corporation, USA is proud to be an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identify, national origin, veteran or disability or any other status protected by federal, state, or local law. We celebrate diversity and are committed to creating an inclusive environment for all employees.

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